Redding's Ups and Downs

Are you ready to buy a home? Education is your key to home ownership.

Informed consumers make smarter decisions. First step is to know what you can afford.  Don’t rely on your family, friends, or lender’s recommendation.

Sit down and figure out your budget. Make sure you save for emergencies such as new hot water heater, new tires, and new car!

Get preapproved for a loan. Choose your lender carefully. Interview more than one lender. We believe it is best to use a local lender. Email us. We can let you know what lenders we work with and trust. It’s so important to make this your first step.

And remember, you decide what you can afford before you even begin looking at homes.